The Jaffe Agency 2024 Privacy Policy
This Privacy Policy outlines our policies and procedures on the collection, use, and disclosure of your information when using our services, including The Jaffe Taffy Initiative. It informs you about your privacy rights and protections under the law.
We use your personal data to provide and enhance our services. By using our services, you agree to this Privacy Policy.
Interpretation
: Capitalized words have meanings defined under the following terms, and these definitions apply regardless of singular or plural use.
Definitions
:
Account: A unique account created for you to access our services. Business: As per the CCPA (California Consumer Privacy Act), this refers to The Jaffe Agency as the entity that collects consumer personal information. Company: Refers to The Jaffe Agency, including its subsidiaries and partners. Consumer: A natural person residing in California, as defined under the CCPA. Cookies: Small files placed on your device to track activity and improve the service experience. Country: United States. Device: Any device that accesses the Service, such as a computer or phone. Do Not Track (DNT): A concept allowing internet users to control online tracking across websites. Personal Data: Information related to an identified or identifiable individual. Sale: Under the CCPA, this means selling, disclosing, or otherwise making consumer personal information available to third parties for monetary value. Service: Refers to our website, life insurance offerings, and lead generation services, including The Jaffe Taffy Initiative. Service Provider: Any party that processes data on our behalf to support our services .Third-party Social Media Service: A social network used to log in or create an account for our services. You: The individual or company using our services.
Personal Data: We may collect information such as: Email address, name, phone number, address, and other identifying details. Information on coverage interests, medical history, and drug/alcohol use (as required for life insurance purposes).Agent Information and NPN: For The Jaffe Taffy Initiative, we collect agent-specific information, including NPN (National Producer Number), to validate and manage agent accounts. Usage Data: Automatically collected data like IP address, browser type, device identifiers, and pages visited. Tracking Technologies and Cookies: We use cookies, beacons, tags, and scripts to enhance service functionality. You may disable cookies, but this may affect service usability.
We use your data for the following purposes:
Service Maintenance: To provide and improve our services, including The Jaffe Taffy Initiative. Account Management: To manage your registration and personalize service features. Performance of Contracts: To fulfill and manage contracts, such as providing insurance products. Communication: To reach you through various channels about service updates, offers, and features. Marketing: To inform you of products, services, or events that may interest you. Managing Requests: To address and respond to your inquiries.
The Jaffe Taffy Initiative, as part of our lead generation services, collects specific agent data, including contact information and NPN, to:
Validate agent identity for compliance purposes. Ensure exclusive lead delivery and management. Facilitate communication between agents and potential clients. We retain agent data only as necessary to provide the service, ensuring compliance with data protection regulations.
We may share your information in the following circumstances:
With Service Providers: To help us monitor and analyze service usage, and to contact you about our services. Business Transactions: If involved in a merger or acquisition, your data may be transferred with notice. With Affiliates & Business Partners: To offer related products or promotions. With Other Users: If you interact on public areas or register via a Third-party Social Media Service, your activity may be visible to others.
We retain personal data as needed for legal compliance, dispute resolution, and service improvements. Usage data is retained for shorter periods unless legally required.
Your data may be transferred to systems outside your jurisdiction with adequate protection measures in place.
We may disclose your data:
For Business Transactions: In mergers or acquisitions. Under Legal Obligations: To comply with laws, protect rights, prevent wrongdoing, and safeguard public or user safety.
We use commercially reasonable measures to secure your data, but cannot guarantee complete security.
California residents have rights under the CCPA, including:
Right to Notice and Access: Knowledge of data collection and disclosure. Right to Opt Out of Sale: Option to prevent data sales. Right to Delete: Request deletion of collected data. Right to Non-Discrimination: Protection against unfair treatment for exercising privacy rights.
To exercise your CCPA rights, contact us. We respond within 45 days of receiving a verified request.
We do not sell personal information outside of engagements with Service Providers for operational purposes. Opt-out options are provided on our website and for mobile devices.
California residents can request information annually about sharing data with third parties for marketing. Contact us for details.
We may update this Privacy Policy, and we will notify you of changes by posting a new policy on this page and updating the "Last updated" date.